Category: Uncategorized

How Safe Is Your Parking Lot?

Businesses can be held liable for injuries that occur on the premises, and that includes parking lots. Depending on the type of business you have, the parking lot may be the most dangerous area on your property. If your parking lot is not owned and managed by a third party and is therefore your responsibility, discuss parking lot safety with your business lawyer and business... Read Article

Homeowners Insurance: When Do You File a Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason, as you are paying your premiums, you should take advantage of available coverage. The reality is, it is not always advisable to file a homeowners insurance claim as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to frown on policyholders... Read Article

Are You Paying Too Much for Your Car Insurance?

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. A new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving money on the table... Read Article

How Depreciation Can Affect Your Auto Insurance Premiums

The value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages. Cars and other vehicles usually only exclusively depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value... Read Article

How to Protect Your Home This Winter

Extreme winter weather can lead to serious damage to your home. Frozen water pipes can burst and cause a flood in your home and basement; a dam of ice within your gutter can divert the water to your interior walls creating a mess that will be costly to repair. Your homeowners insurance protects against specific types of damage, but every policy is different. Ensure you... Read Article