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Tag: Homeowners Insurance

Halloween Safety: What Your Auto and Homeowners Insurance Should Cover This Season

Halloween Safety: What Your Auto and Homeowners Insurance Should Cover This Season

Halloween is one of the busiest nights of the year for pedestrians, with trick-or-treaters of all ages moving through neighborhoods after dark. Between excited kids darting between houses and drivers navigating dimly lit streets, it's a night that calls for extra caution, both behind the wheel and at home. Safer Driving on Halloween Night Drivers can help reduce risk by slowing down in residential areas,...

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago to mark the anniversary of the Great Chicago Fire, and it remains a helpful reminder to check the basics of home fire safety before colder weather sends more people back to their stoves, fireplaces, and space heaters. Common Causes of...

Smart Homes: What Connected Devices Mean for Your Insurance

Smart Homes: What Connected Devices Mean for Your Insurance

From thermostats that learn your habits to sensors that detect water leaks, connected technology is changing the way we live—and the way insurance companies think about risk. For homeowners, these devices do more than make life easier. They can help prevent costly damage, alert you before problems escalate, and even lower your insurance premiums. Many insurers are now rewarding homeowners who adopt smart technology with...

Selecting a Contractor After a Storm: What to Do and What Not to Do

Selecting a Contractor After a Storm: What to Do and What Not to Do

When a storm damages your home, urgency sets in. You want repairs done quickly and safely. But the rush to fix things can make homeowners vulnerable to unscrupulous contractors offering speed over quality. Choosing the right contractor takes care and diligence. Vetting and Selecting a Reliable Contractor Don’t rush to hire After storms, predatory storm chasers often canvass neighborhoods, offering immediate repairs or demanding deposits...

Grilling Safety Tips for Propane, Charcoal and Gas Grills

Grilling Safety Tips for Propane, Charcoal and Gas Grills

Grilling food outside is a classic summer pastime but it’s not without risk. According to the National Fire Protection Association (NFPA), grills are involved in more than 10,000 home fires per year. This guide helps explain common grilling risks, shares best safety practices and outlines the steps you can take in an emergency. Where should you place your grill? Placing your grill in an open,...